होमेओव्नेर्स कवरेज Quiz

Homeowners Coverage Quiz:
"Am I Covered If ..."
Fires, floods, earthquakes, hurricanes -- disasters make for exciting news, but they can make homeowners worry about becoming victims themselves. If you're uncertain about which perils are covered by your homeowners policy, take this short five-question interactive quiz. Remember: this quiz is designed for general guidance only. It can't replace a thorough review of your policy with your agent or company representative.

This quiz is based on the Homeowners-3 (HO-3) policy, the most common type in the U.S. We've also included What You Can Do tips that outline specific steps you can take to reduce your risks. So, if you're ready to face the dangers ahead, let's get started...

Question #1
Last week, you noticed water had seeped into your basement from the ground. Are you covered under your homeowners policy?

a. Yes
b. Yes, but only if the rate of seepage is less than 750 cubic centimeters per day
c. No, unless the water rises to the level of the ground floor
d. No

*This worksheet is provided for illustration purposes and is designed to inform you about factors that may affect your auto insurance premium. The InsWeb Auto Insurance Savings Quiz does not make specific recommendations about your coverage needs. Consult an insurance professional before making any coverage decisions.